 |
About Us | Branch Locations and Hours | Contact Us |
Loan Products
Small Business Loans
Borrego Springs Bank is committed to making small business lending a priority. With our experienced staff we can offer a wide variety of loan types that can be customized to meet your business needs. Our nationwide Preferred Lender Program (PLP) status, under the United States Small Business Administration (SBA), enables us to be responsive to your small business needs and our PLP designation means that loan decisions are made at our bank and your business benefits from a quick response and our excellent customer service. We have been making SBA lending our priority for 15 years and with our dedicated staff, we are committed to helping you with your SBA loan from the application stage through the final disbursement.Loans made under government guarantee lending programs generally offer longer repayment terms and lower rates than other conventional loans. You benefit from smaller payment amounts and less stress on your business cash flow. SBA loans can be used to finance commercial real estate acquisition or refinance, construction and leasehold improvements, business acquisition and expansion, machinery, equipment and inventory purchases and working capital.
 |
| Approved to offer SBA loan products under SBA's Preferred Lender program. |
Small Business Loan Programs
- SBA 7(a) Loan Program and Application
- SBA 504 Loan Program and Application
- SBA Express Loan Programs and Application
- USDA Business & Industry (B&I) Loan Program and Application
Commercial Real Estate Loans
We can also provide permanent financing for your commercial real estate (CRE) holdings through our conventional loan programs. We specialize in commercial real estate acquisitions, refinancing of your existing commercial real estate loan and mini-perms with loan structures that best meet your business needs.Consumer/Installment Loans
We offer loans to meet your personal, non-real estate needs. Ask about our personal cash secured loans, automobile loans and Ready Reserve overdraft protection product. We also have both Consumer and Business VISA® cards available through our three branch banking offices.Click here for a listing of our Locations and Hours
Click here to calculate your estimated loan payment
|
Identity Protection | Internet Safety and Security
| Online Privacy Policy | Online Banking/Bill
Payment Disclosure |
 |
